Free
Best no-fee student bank accounts in Canada (2026)
Scotiabank Student Banking: free unlimited transactions with valid student ID. TD Student Chequing: free with student ID + $0 min balance. RBC Student Banking: free monthly fee. BMO SPC+ card: student discounts at 300+ retailers. All have branches near UW/WLU. Avoid: EQ Bank has no physical branches (can be an issue for cash/cheques as a newcomer).
banking, student, no-fee